> ## Documentation Index
> Fetch the complete documentation index at: https://getlemma.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.
# Banking built for healthcare
> Lemma is a healthcare banking platform that brings bank accounts, payments, treasury workflows, and insurance payment reconciliation into one place.
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Whether you run a single practice or a group of entities, each one gets its own account and a single dashboard across all of them. These guides cover how each piece works.
## Start here
Open your first account in about five minutes. No branch visit.
Every entity its own account, all under a single login.
Ask a business partner to fill in their own details, without routing sensitive information through you.
## What you can do with Lemma
Your lockbox scans and matches EOBs on arrival, so insurance payments land already tied to the claim they paid.
One account per entity and one view across all of them, with balances and transactions updating in real time.
Free ACH, RTP, and FedNow transfers. Set a sweep threshold once and balances rebalance themselves.
Bill your own customers, and see each payment land against the invoice that earned it.
## Built for your whole team
Decide who sees balances, who moves money, and how much approval a transfer needs.
Move your payers over, let remittances parse themselves, and close the month out of one system.
A REST API over accounts, transactions, transfers, and remittance data, with webhooks when things change.
## Programs that come with your account
Earn a bonus on every dollar you bring over, across every account.
Borrow against insurance receivables you have already earned, at a flat fee.
Keep management company and professional corporation money cleanly separated.
## Keep up with Lemma
Every product change we ship.
What we are building next.