> [llms.txt](https://getlemma.com/llms.txt)

# AI-powered healthcare lockbox for multi-entity practices

Send checks, virtual cards, and EOBs to your dedicated Lemma address. We deposit the same day, convert EOBs to 835s, and reconcile with your billing system.

[Book a demo](https://calendly.com/d/ct72-djp-r7w)

## The only lockbox built for MSO-PC structures

From solo practices to multi-specialty groups, manage every entity's mail through one secure portal. New to the model? Start with [how a healthcare lockbox compares to a bank lockbox](/provider-guides/healthcare-lockbox-vs-traditional-bank-lockbox).

### Checks and virtual cards, deposited the same day

Route every payment, paper check or payer virtual card, to a dedicated Lemma address. We scan, verify, and deposit it the same day, no envelopes, no trips to the bank.

### Every document, sorted the moment it lands

Denial letters, notices, underpayments, and EOBs are classified automatically as they arrive, so nothing sits in a pile waiting to be opened.

### Every EOB, read line by line

Our AI pulls the payer, claim number, and paid amount of each EOB at 96% accuracy and matches it to the deposit, then posts straight into your billing system.

## Your team gets their week back

Eliminate the hours spent opening envelopes, sorting mail, and posting payments by hand. Faster posting means faster AR aging, with fewer claims sliding into the 90+ day bucket.

## Designed for multi-entity

Each PC gets its own lockbox address and reconciliation stream, with full documentation on every deposit, ready for your accountant or auditor.

## Frequently asked questions

**What types of payments does the Lemma lockbox accept?**

Paper checks, virtual card remittances, electronic funds transfers via ACH, and ERA 835 electronic remittance files from insurance payers. All payment types are processed, matched, and deposited to your Lemma account.

**How are documents classified when they arrive?**

Every incoming item is read and tagged by type, EOB, denial letter, notice, underpayment, and more, so your team sees what's waiting before anyone opens it.

**How does Lemma handle the EOB attached to a paper check?**

Our OCR system scans the EOB and extracts payer, NPI, claim numbers, adjustment codes, and amounts. That data is structured and surfaced in your dashboard, ready for posting to your billing system.

**What is the match rate for automated claim reconciliation?**

Lemma matches deposits to claims at a 96% automated accuracy rate on first pass. The remaining 4% are surfaced in your dashboard for manual review, never lost, just flagged for confirmation.

**Does Lemma's lockbox work with my existing billing software?**

Lemma surfaces all matched payment data in a structured, exportable format. Most billing platforms accept the standard 835 transaction set, which Lemma supports.

**Is the Lemma lockbox HIPAA-compliant?**

Yes. Lemma is a HIPAA Business Associate, and the platform agreement includes a Business Associate Agreement. All PHI is handled under HIPAA Privacy and Security Rule requirements.

## The rest of the platform

- [Business Banking](/business-banking) — An account per entity, opened in five minutes.
- [Remittance Reconciliation](/remittance-reconciliation) — Deposits matched to remittance automatically.
- [MSO-PC Banking](/mso-pc-banking) — Purpose built for multi-entity practice structures.
- [Lemma Capital](/lemma-capital) — Working capital sized to your revenue.
- **Integrations** — Connect your clearinghouse, EHR, and books.
- [Corporate Cards](/cards) — Free virtual and physical debit cards with custom limits.

## Stop opening envelopes

Lemma routes, sorts, and posts your lockbox for your specialists, and your billing system.

[Book a demo](https://calendly.com/d/ct72-djp-r7w) or [open a free account](https://app.getlemma.com/sign-up)