> [llms.txt](https://getlemma.com/llms.txt)

# One login, every entity

Each PC gets its own account, routing number, lockbox, and FDIC coverage. The MSO sees all of it in one place.

[Book a demo](https://calendly.com/d/ct72-djp-r7w)

## Built for the structure you actually have

Three things traditional banks make you do by hand.

### Add a PC in five minutes

No new application, no new underwriting, no waiting on approval. Most groups have their full structure live in under an hour.

### Segregated, not just labeled

Every entity has genuinely separate accounts and ledgers, so commingling risk disappears instead of being something you manage.

### Sweeps that run themselves

Set a threshold once. Excess cash moves to the MSO daily while each PC keeps the minimum you set.

## $10M of FDIC, per group

Each entity is insured separately, then extended across our network of partner banks. Forty times the standard limit.

## Your controller stops assembling

Entity reconciliation, proof of funds, and intercompany transfer logs are produced automatically instead of at quarter end.

## Frequently asked questions

**Can each practice use Lemma independently?**

Yes. Each PC runs independently while the MSO sees consolidated reporting across all of them.

**How does FDIC work across entities?**

Each entity is insured separately, then extended to $10M through our partner bank network.

**Can I automate intercompany transfers?**

Yes. Threshold-based rules run daily, including practice to practice transfers.

**How does accounting work across entities?**

Separate ledgers per entity, with reconciliation reports flowing to QuickBooks and Bill.com.

**How long does setup take?**

Five minutes per entity. Most groups are fully live in under an hour.

**Does each PC get its own lockbox?**

Yes, so payer checks land in the right entity account automatically.

## The rest of the platform

- [Business Banking](/business-banking) — An account per entity, opened in five minutes.
- [Lockbox](/lockbox) — A separate lockbox address for every PC.
- [Remittance Reconciliation](/remittance-reconciliation) — Deposits matched to remittance automatically.
- [Lemma Capital](/lemma-capital) — Working capital sized to your revenue.
- **Integrations** — Connect your clearinghouse, EHR, and books.
- [Corporate Cards](/cards) — Free virtual and physical debit cards with custom limits.

## The banking partner MSO-PC and DSO-PC groups are switching to

Every entity, one login. Set up your whole structure in under an hour.

[Book a demo](https://calendly.com/d/ct72-djp-r7w) or [open a free account](https://app.getlemma.com/sign-up)