> [llms.txt](https://getlemma.com/llms.txt)

# 1099 Provider Payroll automated

Drop your payout spreadsheet into Lemma, in any format. Providers are matched, two people approve, and everyone is paid by free ACH or RTP.

[Book a demo](https://calendly.com/d/ct72-djp-r7w)

## Providers set up once. You run payouts on your schedule.

Three things that replace the Zelle list and the spreadsheet.

### One email sets up a provider

One link. The provider adds bank details, then a W-9, in about two minutes. No bank login, no paper.

### Any file in, every provider matched

Drop your payout file into the chat. Lemma matches rows to providers and flags what it can't place. A second person approves before anything is sent.

### Every run is on record

Who uploaded, who approved, what each provider got. Always on screen.

## A separate, HIPAA-compliant portal for every provider

Each provider gets their own sign-in, apart from your practice login, to see payment history, the breakdown behind each payout, and their 1099s.

## How this payout was calculated

Every report shows the math: CPT line, sessions, rate, adjustments, net.

## Providers see their own work, and nothing more

- **Minimum necessary** — Initials, masked ref, date, CPT. Nothing else.
- **Scoped access** — Providers see only sessions they rendered.
- **Reveal with a reason** — Unmasking a patient ref asks why, and logs it.
- **Every access logged** — Sign-ins, views, and downloads recorded.
- **Strong sign-in** — Code on every login. 15-minute timeout.
- **Nothing sensitive in the inbox** — Emails carry amounts only.

Encrypted in transit and at rest. Lemma signs a BAA with the practice.

## Build custom payouts on the API

Write your own formula for rate, splits, and adjustments, and automate the money movement behind it. Lemma computes, routes for approval, and sends.

## From Zelle and a spreadsheet to one run

Zelle, one at a time, no breakdown, W-9s chased by email. With Lemma, one file, two approvals, a report per provider.

## End of year tax filing, automated

W-9 data is collected at setup. At year end, Lemma generates and files 1099-NECs for every payout run on Lemma, and posts each provider's copy to their portal.

## The rest of the platform

- [MSO-PC Banking](/mso-pc-banking) — Purpose built for multi-entity practice structures.
- [Business Banking](/business-banking) — An account per entity, opened in five minutes.
- [Remittance Reconciliation](/remittance-reconciliation) — Deposits matched to remittance automatically.
- [Lockbox](/lockbox) — A separate lockbox address for every PC.
- [Lemma Capital](/lemma-capital) — Working capital sized to your revenue.
- [Corporate Cards](/cards) — Free virtual and physical debit cards with custom limits.
- [Integration](/ehr-integrations) — Connect your clearinghouse, EHR, and books.
- [Revenue Routing](/revenue-routing) — Split shared deposits across every PC, daily.
- [Lemma API](/platform/api) — Automate custom payouts and money movement from your software.

## Frequently asked questions

**What file format do you need?**

Any. Drop your spreadsheet or CSV into the chat, and Lemma matches it to providers.

**How do providers get paid?**

Free ACH or RTP to the account they added at setup. No Zelle, no per-payment fee.

**How do we collect bank and tax details?**

One invite email. The provider adds bank details and a W-9 in about two minutes.

**Who can approve a run?**

Anyone with the Owner or Accounting role, but the uploader and approver must be different people.

**What happens to a row that doesn't match a provider?**

It is never paid. It shows as unmatched, and the rest goes out on time.

**What do providers see in their portal?**

Every payout, its breakdown, deposit account, and 1099s, behind a separate two-step sign-in.

**Does Lemma file 1099-NECs?**

Yes, for payouts run on Lemma. Payments made outside Lemma are not included.

**Can we automate custom payout logic?**

Yes. Use the API to write your own formula and automate the money movement behind it.

## Set up providers once. Run payouts on your schedule.

One file in, every provider paid, every run on record, 1099s filed.

[Book a demo](https://calendly.com/d/ct72-djp-r7w)