> [llms.txt](https://getlemma.com/llms.txt)

# Deposits that explain themselves

Payer deposits arrive matched to their remittance, with the trace number your bank normally throws away still attached.

[Book a demo](https://calendly.com/d/ct72-djp-r7w)

## What your bank leaves out

Three things that change the moment payer money hits Lemma.

### The trace number survives

Most banks strip the TRN that links a deposit to its ERA. Lemma keeps it on every EFT, in the dashboard, and the API.

### 94% match themselves

Deposits pair with remittance data as they land. Whatever is left goes to an exception queue instead of a spreadsheet.

### Every channel, one pipeline

ERA files, paper EOBs, payer portals, and patient payments all come out the same posting-ready way.

## Right entity, every time

Virtual accounts attribute each deposit to its PC before matching, so reconciliation statements come out clean per entity.

## Know what each provider collected

Matched deposits carry their rendering provider, so payroll and compensation run off what each one actually collected instead of a billing report.

## Close the same day

Your billing team stops reconstructing last week and starts posting the payments that arrived this morning.

## Frequently asked questions

**What is the auto-match rate?**

94% of payer deposits match automatically. The rest surface as exceptions for review.

**What is a TRN and why does it matter?**

The trace number links an electronic payment to its ERA. Most banks strip it. We keep it.

**Do you handle paper EOBs?**

Yes. Lockbox EOBs convert to 835 files and run through the same pipeline.

**Does this replace my billing system?**

No. Lemma is the banking layer and delivers posting-ready data into what you already use.

**Which clearinghouses do you support?**

Stedi is fully integrated today. More connections are on the roadmap.

**Can I see remittances by provider?**

Yes. We group remittances by rendering provider to help you run payroll based on the cash that actually settled.

**How does this work for multi-entity groups?**

Deposits are attributed to the correct entity before matching, and statements come out per entity.

## The rest of the platform

- [Business Banking](/business-banking) — An account per entity, opened in five minutes.
- [Lockbox](/lockbox) — Checks and EOBs, scanned and posted same day.
- [MSO-PC Banking](/mso-pc-banking) — Purpose built for multi-entity practice structures.
- [Lemma Capital](/lemma-capital) — Working capital sized to your revenue.
- [Integrations](/ehr-integrations) — Link your clearinghouse, EHR, and accounting.
- [Corporate Cards](/cards) — Free virtual and physical debit cards with custom limits.

## Give your billing team the week back

Deposits arrive matched, traced, and ready to post.

[Book a demo](https://calendly.com/d/ct72-djp-r7w) or [open a free account](https://app.getlemma.com/sign-up)