Guides and insights for healthcare entities.

Silicon Valley Bank vs Lemma for healthcare companies and medical groups

SVB banks the innovation economy, including venture-backed healthtech and life sciences. Lemma banks the operating side of healthcare: payer deposits, EOBs, lockbox and MSO-PC structures. Here is how they compare.

Lemma vs traditional commercial banks: what MSOs need to know about healthcare treasury

Compare Lemma to traditional commercial banks for MSO-PC treasury: account setup speed, AI lockbox reconciliation, automated cash sweeps, and FDIC coverage.

How to send patient refund checks: 2026 step-by-step guide

Learn how to send patient refund checks the right way — including timelines, compliance requirements, and how modern medical practices are automating refund disbursements.

Five-minute account opening for your next PC

Opening a bank account for a newly acquired professional corporation takes six weeks at a money-center bank. We open it in five minutes. Here's what that changes for your M&A close cadence.

Virtual accounts vs separate accounts for medical practices

How virtual accounts, true sub-accounts, and separate accounts compare on reconciliation, sweeps, FBO, payer routing, and audit, and where each one belongs in an MSO-PC structure.

Banking for ABA centers across 12 state Medicaids

Every state Medicaid pays ABA on its own cadence and code set. Here's how to route those remits to a single ledger and forecast cash from each waiver line.

Banking for dermatology rollups

Derm rollups run medical and cosmetic revenue through one front desk. Here's the account architecture that keeps sales tax, payer audits, and per-location reporting clean.

Therapy marketplace: paying 10,000 therapists every Friday

Therapy marketplaces run W2 plus 1099 networks at scale, and ACH cost adds up fast. Here's the payout architecture that holds at 10k providers without breaking reconciliation.

Banking for ambulatory surgery center revenue

GI, ophthalmology, and orthopedic platforms run a clinic and an ASC under one roof. Here's how to route facility and office revenue cleanly for audit and acquisition.

Cash management for oncology platforms

Oncology claims can take up to 270 days to pay. Here's how to size cash reserves, separate acquisition escrow, and track drug inventory financing for oncology platforms.

A treasury policy template for PE-backed platforms

The one-page treasury policy every PE-backed healthcare platform needs: reserve sizing, yield, signer matrix, sweeps, FDIC strategy, and reporting.

Cash management committee charter for healthcare platforms

A template charter for healthcare platform cash management committees — scope, membership, meeting cadence, and approval thresholds for reserve, sweep, and wire decisions.

Five questions before signing your next bank

A healthcare CFO's evaluation framework for selecting banking partners suited to multi-entity medical practice structures.

Closing a practice acquisition in one banking day

Closing a practice acquisition takes six wires in a specific order. Here's the choreography, pre-close checklist, and what to look for in a bank that can close same-day.

Counterparty risk: the one-pager your board wants

A template for healthcare CFOs to document banking counterparty risk exposure, with FDIC coverage details and contingency planning.