Payer deposits arrive matched to their remittance, with the trace number your bank normally throws away still attached.
Deposit
Three things that change the moment payer money hits Lemma.
Most banks strip the TRN that links a deposit to its ERA. Lemma keeps it on every EFT, in the dashboard, and the API.
Trace number
Your bank
ACH CREDIT PAYMENT
TRN 8842019Lemma
ACH CREDIT PAYMENT
TRN 8842019
Deposits pair with remittance data as they land. Whatever is left goes to an exception queue instead of a spreadsheet.
Today’s deposits
94%
Matched
0
Exceptions
0
ERA files, paper EOBs, payer portals, and patient payments all come out the same posting-ready way.
Inputs
Virtual accounts attribute each deposit to its PC before matching, so reconciliation statements come out clean per entity.
Incoming deposit
Matched deposits carry their rendering provider, so payroll and compensation run off what each one actually collected instead of a billing report.
Collected by provider
Collected, not billed - the number payroll runs on
Your billing team stops reconstructing last week and starts posting the payments that arrived this morning.
Close cycle
Before
4 days behind
With Lemma
Same day
Business Banking
An account per entity, opened in five minutes.
Lockbox
Checks and EOBs, scanned and posted same day.
MSO-PC Banking
Purpose built for multi-entity practice structures.
Lemma Capital
Working capital sized to your revenue.
Integrations
Link your clearinghouse, EHR, and accounting.
Corporate Cards
Free virtual and physical debit cards with custom limits.
94% of payer deposits match automatically. The rest surface as exceptions for review.
The trace number links an electronic payment to its ERA. Most banks strip it. We keep it.
Yes. Lockbox EOBs convert to 835 files and run through the same pipeline.
No. Lemma is the banking layer and delivers posting-ready data into what you already use.
Stedi is fully integrated today. More connections are on the roadmap.
Yes. We group remittances by rendering provider to help you run payroll based on the cash that actually settled.
Deposits are attributed to the correct entity before matching, and statements come out per entity.