Telehealth is a digital-native practice. Intake, visit, billing, payouts, all of it is software, yet most still run on a bank built for a branch and a paper deposit slip. Lemma is banking that matches how you operate: opened online in minutes, run entirely from a dashboard, and flexible enough to hold a management company and a PC in every state you practice.
Book a demoNo branch visit, no paper, no waiting on hold. A digital, tech-forward practice deserves an account that is fully digital, flexible, and built to move at software speed.
No branch, no notary, no paper application. Open the management company and each state PC online in five minutes, and add the next entity the same way, so the bank never slows a launch.
Every entity, balance, payout, and deposit lives in one Command Center. See the whole practice at a glance and drill into a single PC's cash position without logging into five portals.
Free ACH in both directions and free RTP, so weekly clinician payouts and subscriber refunds move at volume without per-transaction fees or wire charges from a bank that treats digital as an exception.
A management company over a PC in every state is the norm in telehealth. Each entity gets its own account, statements, and FDIC coverage, with an automated sweep into the MSO, so the structure scales as you enter new states.
You built a practice where a patient books, consults, and pays without touching paper. Then the bank asks you to visit a branch, mail a signature card, and reconcile a processor report by hand. The mismatch is not cosmetic: a digital business moving at software speed cannot run its money on batch files and business hours.
Lemma is built the way you build product. Onboarding is a five-minute online flow, every account and payout is visible and controllable from one dashboard, and the rails are modern and free, so recurring card revenue reconciles by plan and weekly provider payouts leave over free ACH. When you add a state, you add a PC and an account in minutes, and the platform grows with you instead of holding you back.
Open the management company and each PC online in minutes, with no branch visit and no paper, so a new market launches on your timeline, not the bank's.
Balances, payouts, deposits, and every entity live in one Command Center, so the practice is as observable as the software you run it on.
Free ACH and RTP in both directions mean subscriber refunds and clinician payouts move instantly and at volume, without the fees a legacy bank charges for going digital.
Yes. Onboarding is entirely online and takes about five minutes, and every account, payout, and deposit is managed from one dashboard. There is no branch to visit and no paper to mail, for the first account or the tenth.
Yes. Each professional corporation gets its own account number, statements, and FDIC coverage, and an automated cash sweep moves clinical revenue into the management company on a daily, weekly, or threshold schedule, with no intercompany wire required.
No. ACH is free and unlimited in both directions, and RTP is free too, so a weekly payout run to hundreds of providers costs the same as one to a handful.
Subscription settlements deposit into one account and are tagged by plan, with refunds and upgrades separable, so recurring revenue reconciles without exporting the processor report. Balances between payout runs are FDIC-insured to $10M and earn 1.75% APY.
