Last Updated: March 5th, 2026
This legally binding contract is between Lemma Technologies, Inc., financial services partners (Increase and Core Bank), and account users. The agreement covers all information and notifications related to Lemma products. Users must have authority to commit their entity to this agreement.
“Communications” encompasses disclosures, legal notices, agreements, fee schedules, privacy policies, statements, records, and documents sent or requested. Lemma requires electronic delivery consent to open accounts and reserves the right to close accounts if consent is revoked.
Communications are sent via: the Lemma website (https://getlemma.com), mobile app, SMS text messages, or email. The policy notes that banking partners may be legally required to provide certain communications in physical paper form despite electronic consent.
Users need:
Specifications may be updated periodically with user notification.
Users are solely responsible for maintaining current email and contact information. Lemma is not liable for missed communications due to outdated information. Updates can be sent to contact@getlemma.com.
Users may request physical paper copies by emailing contact@getlemma.com, either for self-printing or mailed delivery.
Both we and our Banking Partners are legally obligated to provide you with certain information in a written format. Electronic or paper formats both satisfy written communication requirements.
Users may cancel electronic communications consent by emailing contact@getlemma.com, though account services may no longer be available. Remaining funds and mandatory disclosures will be provided in paper form.