Start here
Quickstart
Open your first account in about five minutes. No branch visit.
Own multiple entities
Every entity its own account, all under a single login.
Collaborate on onboarding
Ask a business partner to fill in their own details, without routing sensitive information through you.
What you can do with Lemma
Deposits that arrive reconciled
Your lockbox scans and matches EOBs on arrival, so insurance payments land already tied to the claim they paid.
Every account in one place
One account per entity and one view across all of them, with balances and transactions updating in real time.
Money that moves on your rules
Free ACH, RTP, and FedNow transfers. Set a sweep threshold once and balances rebalance themselves.
Invoices you send and can track
Bill your own customers, and see each payment land against the invoice that earned it.
Built for your whole team
Owners and admins
Decide who sees balances, who moves money, and how much approval a transfer needs.
Billing teams
Move your payers over, let remittances parse themselves, and close the month out of one system.
Engineers
A REST API over accounts, transactions, transfers, and remittance data, with webhooks when things change.
Programs that come with your account
Deposit bonuses
Earn a bonus on every dollar you bring over, across every account.
Fixed-fee loans
Borrow against insurance receivables you have already earned, at a flat fee.
MSO-PC compliance
Keep management company and professional corporation money cleanly separated.
Keep up with Lemma
Changelog
Every product change we ship.
Roadmap
What we are building next.