Transfers
Pick the transfer that matches where the money is going.Transfer within Lemma
Move funds between your own accounts, your other entities, or other Lemma
members. Instant, free, and available 24/7.
Send externally
Pay a bank account outside of Lemma by ACH, RTP, FedNow, wire, or check.
Automate
Cash sweeps
Keep a target balance or send a fixed amount on a schedule.
Lemma API
Code your own tools with Lemma’s API.
Other ways to spend
Debit cards
Issue free virtual or physical cards for vendors and online purchases, with
disputes and spending limits built in.
Checkbooks
Order a checkbook for any account and write checks yourself.
Pay an invoice
Pay invoices other entities send you from the approvals page.
Pay a credit card bill
Pay the bill on a credit card from another bank by linking your Lemma
account in that bank’s portal.
Who can move money
Members with the Accounting, CFO, or Owner banking role can move money. Read Only members can see balances and transactions but cannot send transfers.User roles
See what each banking role can do, and limit members to specific bank
accounts.
Approval rules
Hold transfers above an amount you choose until an owner or CFO approves
them.