Email notifications

Lemma emails you when something happens that you may need to act on, like a transfer waiting on your approval. Each person chooses which of these emails they receive from the notification settings page.

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Notifications you can turn off

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Microdeposit emails

Sent when microdeposits — verification deposits of a dollar or less, sent by another service you’re linking your Lemma account to — arrive in one of your entity’s bank accounts. Lemma checks once a day and includes any microdeposit that arrived in the last three days, so a deposit that lands overnight reaches you the following morning. Every member of the entity can receive these.

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Transfer approval emails

Sent when a transfer is held by an approval rule and needs your decision. This also covers invoices whose payment is waiting on an approval.

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Cash sweep approval emails

Sent when someone creates, edits, or turns off a cash sweep and the change needs your approval. The sweep’s status doesn’t change until an owner approves it.

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Money in, money out, and declines

Get an email each time money moves on one of your open accounts, or when Lemma declines a payment. Pick the payment types you want to hear about, set separately for each section:

• Money in: ACH transfers, wire transfers, check deposits, and card processing.
• Money out: ACH transfers, wire transfers, checks you send, and card processing refunds and chargebacks.
• Declines: declined ACH transfers, card payments, and checks.

Each email shows the amount, who the money was from or to, and the account it moved through, with a link to the transaction. To hear about only larger payments, set an amount under Money in, Money out, or Declines. Lemma then emails you only for payments at or above it. Leave it blank to be notified for any amount. Internal transfers between your own accounts, Lemma fees, and loan activity don’t trigger these emails.

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Settings apply to one entity at a time

Your choices are stored per person and per entity, so turning off transfer approval emails for one entity leaves your other entities untouched, and your teammates’ settings are unaffected either way. If you manage several entities and want the same choices everywhere, turn on Share these settings across all my entities at the top of the page. While it’s on, every change you make applies to all of them.

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Emails your recipients receive

When you send money to an external recipient, Lemma emails them a “You got paid by [your entity]” notice once the payment is settled. The email names your entity and the amount, and tells them the funds will be available in their bank account shortly. It includes no account details. Lemma sends this email when:

• ACH: the transfer settles at the Federal Reserve.
• Wire: Fedwire completes the transfer.
• RTP and FedNow: the network acknowledges the payment.

Each payment triggers the email at most once. Lemma only emails recipients it has an email address on file for.

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Emails you can’t turn off

Emails such as “You’ve been invited to [your entity] on Lemma” can’t be turned off, because they’re necessary for your account to function.