Last Updated: July 6th 2026
Welcome to Lemma Technologies, Inc., and its affiliated companies (referred to as “Lemma,” “we,” or “us”). This document outlines the terms governing your use of our website located at https://getlemma.com (the “Site”), our mobile application (the “App”), and all related services we offer or facilitate access to via the Site and App (collectively, the “Services”).
By opening an account to use the Services (an “Account”), or by demonstrating your agreement to these Terms of Use in any other way, you confirm that you have read, understood, and agree to be bound by this Agreement. By applying for any Service offered by our banking partner(s), you also agree to abide by their specific agreements for your Account. These may include deposit accounts (“Deposit Account”), savings accounts (“Savings Account”), and/or charge and debit cards (“Cards”) provided by one of our financial institution providers (“Banking Provider”), depending on the specific Services you use through Lemma (collectively, “Provider Accounts”).
If you or the entity on whose behalf you are acting is a Covered Entity or Business Associate, as defined under HIPAA, and you use the Services in connection with Protected Health Information (PHI), you also agree to the terms of the Business Associate Agreement set forth in Section 17 (the “BAA”), which is incorporated into and forms a part of this Agreement.
Lemma has the right to modify these terms and will notify you of any changes by posting an updated version on our legal page. “You” refers to the individual or legal entity applying for or operating an Account to use the Services. You may only use the Services if you are capable of entering into a legally binding agreement with Lemma. If you are creating an Account on behalf of a company, you affirm that you are an authorized representative with the authority to bind the company to this Agreement (“Administrator”) and that the company is legally able to contract with Lemma.
Please review this Agreement carefully to ensure you understand every clause. This Agreement contains a mandatory provision for individual arbitration and a waiver of class action and jury trial rights, meaning disputes must be resolved through individual arbitration.